Term Life Insurance Importance

Term Life Insurance is the solution to financial security and peace of mind. Term life insurance coverage should include all of the expenses your family will incur after you are gone. It should fulfill your financial goal for your spouse/partner and children in case of the unfortunate untimely death of the income provider.

How much term insurance do you need? Calculating the economic value of a human life to a family is important, but there is no magic number. Our calculator will provide you with an estimate of the amount of term insurance needed to replace a deceased wage earner's income. The calculations assume that proceeds are invested at a rate you specify and that your purchasing power is retained based on your assumed rate of inflation.

QuoteNavigator.com was created to help you navigate your way through the complex world of purchasing a term policy. With over 25 years of experience, we have established a consumer friendly system that allows you to shop and buy at the lowest prices available. QuoteNavigator.com will assist you in making the most economical, high-quality, best valued selection with term quotes available from over 180 highly rated carriers. It is our goal to find you a perfect match for your profile, regardless of your health classification, lifestyle, or family medical history.

Increased competition among companies has dramatically lowered premiums in recent years. A policy offering $250,000 worth of protection that cost $600 a year, just seven years ago, would have an annual premium of about $275 today. When we say we can save you 30-70% on your premiums it is not just marketing hype.