| Health Impairments |
| Medical History |
Eligibility |
| |
Preferred Plus |
Preferred |
| Alcohol/Drug Abuse Dependency |
No |
* |
| Arthritis (rheumatoid) |
No |
* |
| Asthma (requiring treatment within past 2 years) |
No |
* |
| Bronchitis (chronic) |
No |
* |
| Cancer (except certain basal cell skin types) |
No |
No |
| Cardiovascular/Heart Disease |
No |
No |
| Chronic Obstructive Pulmonary Disease |
No |
* |
| Crohn's Disease |
No |
* |
| Depression (requiring treatment within past 2 years) |
No |
* |
| Diabetes (insulin and non-insulin dependent) |
No |
No |
| Emphysema |
No |
* |
| Epilepsy (seizures within past 5 years) |
No |
* |
| Gastric/Peptic Ulcers (requiring treatment within past 2 years) |
No |
* |
| Hyperlipidemia (treatment for elevated cholesterol/lipids) |
No |
* |
| Hypertension |
No |
* |
| Kidney/Liver Disease (chronic) |
No |
* |
| Melanoma |
No |
No |
| Mental Illness |
No |
* |
| Multiple Sclerosis |
No |
* |
| Stroke (including TIA) |
No |
No |
| Ulcerative Colitis |
No |
* |
| Vascular Disease |
No |
* |
|
* Depending on the nature or severity of the impairment, you may or may not be eligible for Preferred Underwriting. For additional details
please call your insurance advisor at 1.888.428.2200
|
